Insurance cover for foreign students

Your German Health Insurance

Easy, affordable and effective – our travel health insurance for…

Health insurance in Germany – simply explained in our video

When you wish to study in Germany, you will require a health insurance in order to obtain residence permit. Further information is available for you in our video:

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Our offer

VELA offers effective and favorable insurance for your studies in Germany to make sure that you are insured in the best possible way. Apart from the very important health insurance, we can also provide you with a liability and accident insurance here with us.


German health insurance for foreign students

Just imagine that after each medical consultation or hospital stay, you were to pay a high invoice out of your own pocket. This can be very expansive. To avoid financial difficulties a health insurance coverage is mandatory by law in Germany.In case of health problems, health insurers are to provide the insured person with the money that is needed to pay.

With VELA you can choose the tariff that fits your needs. Why VELA? VELA offers optimal insurance coverage to make sure you can concentrate on your stay in Germany. With our tariffs VELA Optimal and Basis even psychotherapeutic are covered, a real highlight!

VELA Light

  • deductible: 50.00 €

  • medical aids that result from an accident up to 250.00 €

  • return transport to own country for medical reasons up to 3.000,00 €

from 29.50 € mth.

VELA Optimal

  • accident related aids for 100 %

  • return transport to own country for medical reasons for 100 %

  • psychotherapeutic treatments

  • dentures: 100 % of the costs, max. 2,600.00 € within 12 months

from 78.00 € mth.

VELA Basis

  • medical aids that result from an accident up to 250.00 €

  • return transport to own country for medical reasons up to 3,000.00 €

  • psychotherapeutic treatments

  • dentures: 50 % of the costs, max. 300.00 € within 12 months

from 34.50 € mth.

Liability and accident insurance

In addition to the very important health insurance coverage, we recommend to take out a liability / accident insurance. In case of an accident the accident insurance provides insurance benefits (e.g.for the disability case).

The liability insurance is useful when you cause a loss or damage to others. With our tariffs VELA Kompakt and VELA Komfort you combine these two important insurances. 

VELA Compact

  • liability: personal injuries and property damages up to 1 m €

  • accident: disability sum up to 20.000 €, for full disability up to 70,000 €, sum payable at death: 10,000 €

VELA Comfort

  • liability: personal injuries and property damages up to 2,5 m €

  • accident: disability sum up to 40.000 €, for full disability up to 140,000 €, sum payable at death: 20,000 €

Do you have any questions?

Please do not hesitate to contact us.

Call us under +49 5231 603-6390 or simply use our

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